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What Is Insurance & Why Is It Used?

Insurance is a safety net that helps protect you from great loss in case of an accident, items stolen from your property, illness, or even death. It is a contract between your insurance company and yourself in which you agree to pay premiums in exchange for the insurance company's promise to pay benefits if you experience the unexpected.

  • Life Insurance - benefits your family in the event of your unfortunate death

  • Health Insurance - helps pay for your medical expenses

  • Property Insurance - can help repair or replace your home, help with living expenses in case of a disaster, or help replace personal possessions if damaged or stolen

  • Car Insurance - insurance protection you need when you’re on the move

  • Commercial Insurance - Business insurance exists to protect your business from financial loss caused by specified events. There are different policies for different circumstances.

Protecting the things you value most, Gulfstream Insurance Agency offers competitive rates for all exposures including home, auto, flood, and business. The most difficult thing about insurance is that you’re paying for something you hope you never have to use. Nobody wants something bad to happen to them. But suffering a loss without insurance can put you in a difficult financial situation.

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